To read credit reports, get a copy of your credit report from each credit bureau, look at each line, understand the key codes, and make sure that everything is accurate. Write a certified letter to the credit bureau to explain any discrepancies with a credit report with tips from a certified financial consultant in this free video on credit reports. Expert: William Rae Contact: www.hbwfl.com Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years. Filmmaker: Christopher Rokosz