www.freeby30.com Credit cards are an important financial tool. When you know how to use them you’ll save thousands each year. Visit www.freeby30.com for additional free video lessons.
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8 Responses to “Tips to use Credit Cards to Your Advantage”
I live within my means, but I don’t live beyond them. I pay the balance in full and use cash rewards in the form of rebate checks. I am one of the cheapest mofos you’ll ever encounter. I have 10 credit cards and only use 1 or two throughout most of the year. Use credit cards to your advantage. For example if you ‘need’ to buy new slacks for work and you have card for the store that affords you 10% off – use it.
Credit cards are only good for people that want to live in debt. Living beyond your means is when people need credit. An interesing fact, as credit cards have increased in popularity the nation has increased in personal debt. Finaincial independence is NOT found in a piece of plastic. That is finaincial DEPENDENCE on a credit card company. CASH spends easier than credit and I know that it is accepted EVERYWHERE with no minimum purchase and NO INTEREST.
I use a credit card at any establishment that allows me to. The reason being is my credit card gives me 1-3% cash back on everything I buy. I set my account to be automatically paid in full every month so I never get charged interest. As long as you are disciplined and fully pay off your account every month credit cards that give cash back are great. The reason the credit card companies offer these cards though is because they know so many people aren’t responsible and will rack up a balance.
Credit cards are only good for people that want to live in debt. Living beyond your means is when people need credit. An interesing fact, as credit cards have increased in popularity the nation has increased in personal debt. DEBT FREE IS THE WAY TO BE. Finaincial independence is not found in a piece of plastic. That is finaincial DEPENDENCE on a credit card company. CASH spends easier than credit and I know that it is accepted EVERYWHERE with no minimum purchase and NO INTEREST.
January 24th, 2010 at 9:46 am
this is true
January 24th, 2010 at 10:35 am
amen
January 24th, 2010 at 12:52 pm
I live within my means, but I don’t live beyond them. I pay the balance in full and use cash rewards in the form of rebate checks. I am one of the cheapest mofos you’ll ever encounter. I have 10 credit cards and only use 1 or two throughout most of the year. Use credit cards to your advantage. For example if you ‘need’ to buy new slacks for work and you have card for the store that affords you 10% off – use it.
January 24th, 2010 at 12:55 pm
Credit cards are only good for people that want to live in debt. Living beyond your means is when people need credit. An interesing fact, as credit cards have increased in popularity the nation has increased in personal debt. Finaincial independence is NOT found in a piece of plastic. That is finaincial DEPENDENCE on a credit card company. CASH spends easier than credit and I know that it is accepted EVERYWHERE with no minimum purchase and NO INTEREST.
January 24th, 2010 at 1:18 pm
I use a credit card at any establishment that allows me to. The reason being is my credit card gives me 1-3% cash back on everything I buy. I set my account to be automatically paid in full every month so I never get charged interest. As long as you are disciplined and fully pay off your account every month credit cards that give cash back are great. The reason the credit card companies offer these cards though is because they know so many people aren’t responsible and will rack up a balance.
January 24th, 2010 at 3:35 pm
Good advice! A credit card can be used to help pay off your mortgage IF you Know the secret.
January 24th, 2010 at 3:52 pm
Well said!! When companys like capital one ask, Whats in my wallet??? I smile & say… Cash
Thank you Dave Ramsey
January 24th, 2010 at 4:10 pm
Credit cards are only good for people that want to live in debt. Living beyond your means is when people need credit. An interesing fact, as credit cards have increased in popularity the nation has increased in personal debt. DEBT FREE IS THE WAY TO BE. Finaincial independence is not found in a piece of plastic. That is finaincial DEPENDENCE on a credit card company. CASH spends easier than credit and I know that it is accepted EVERYWHERE with no minimum purchase and NO INTEREST.