Have you ever sat and thought how you can get free 3 credit reports at once and that out of all this reports all are not the same and they contain different information. That why it’s advisable for one to keep a health account and keep track by checking on all the information in the three accounts. Did you even know that the lender and the creditors keep on reporting to three different bureaus which are controlled by the government and thus that is how the creditors asses you when they are giving you a loan and for the lenders this is how they access how you utilize your account and that’s how they tell if you are a responsible person. However credit reports contain data which can hurt your account or detect a fraud and hurt your credit score that’s why it’s very important to be checking on your accounts so that you report such cases. That’s why it’s important to note the consumer’s information which includes your name, birth, date, address and employer. The consumer statement is a short message that you ask when applying for your free 3 credit reports to alert you of a fraud. Account history is information on real estate revolving within your credit account showing how you have been paying your assets and it is a very important in your credit report. Public records reports bankruptcy, taxes or judgment and this is how you will find out if you have been dealing well with your credit card. Each account contain inquires of your credit history at least for the last two years. The last section contains your free credit reports which contains mailing address and phone numbers of all your creditors and can also makes it easy to contact your creditors. The three bureaus don’t provide your scores for free but a fee but you can find various offers online. The reason why you should be checking on your free 3 credit reports scores is because you save on money and on various offers. You should not be surprised when you get free 3 credit reports scores because each reporting agency computes data differently. Until recently the internet has made it easy and free to see your free 3 credit reports and all you have to do is visit your official bureau site by using your identity and account numbers.