www.creditrepairpublishing.com info from the Credit Secrets Bible FORECLOSURE and BANKRUPTCY Rebuilding Credit Easier Than You Think. Foreclosures and bankruptcy filings are on the rise. Actually set to hit record levels this year. And they BK and foreclosure filing are expected to continue to rise say many county clerks and bankruptcy judges and financial and credit repair experts. American bankruptcy institute agrees; it’s a reflection and reality of the economy. Foreclosures are going through the roof as well. Realtytrac.com expects foreclosures to hit homeowners even harder. Sames goes for Mr. Mortgage. Drastic change in the real estate market is even catching realtors and mortgage lenders off guard. Many of them are finding themselves, along with their clients, in foreclosure and renting. However, your credit can be restored after bankruptcy and foreclosure. Usually faster than you think. In fact, many lenders specialize in extending and approving credit to people who have filed bankruptcy or been foreclosed. Look at Donald Trump. The Donald has bk’s more than once. So why would anyone want to lend to you? The reason is simple. After a consumer files bankruptcy they are DEBT FREE and cannot legally file bankruptcy again for up to 10 years. This makes them a great credit risk some banks believe. Just about anyone can get credit after bankruptcy if they know how or not. Ask anyone about their junk mail for credit cards after filing bankruptcy. Also, lenders really look as the last 12 to 24 months of your credit history. No new late payments or derogatory information is key. You can expect to pay higher interest rates but not for ever and not for long. One of the greatest secret weapons for you to improve your credit faster is by using online merchandise cards. These can be found at: www.csbcards.com These cards have guaranteed approval and look like any other credit card on your credit report. However, they only allow you to buy merchandise from an online mall or catalog. But the benefits for improving credit score far outweigh the disadvantages. For more information call the 24hr information line at (775) 321-9709 Please rate this video. Thank you.