Free Annual Credit Report… Quick and Dirty…
There’s a lot of conflicting opinions of whether it’s a good idea to get your annual credit report on a regular basis.
Some say its a waste of time and that it is only designed as a cash brab for those promoting the offers.
Some say it is only for those with “money” or those who have some financial susbstance.
Others say it is for everyone regardless of financial status or current credit health.
Well I say who really knows for sure… actually I do have my own opinion but the purpose of this post isnt to express my opinion or try to “convert” you to it.
Let’s go with the worst case scenario approach.
Let’s say it is a waste of time and it does no good. Well than if you do nothing that you are out nothing. If you get your free annual credit report on a regular basis than you are “losing” out on 5-10 minutes a year… worst case scenario
If only the people with money benefit from getting their free credit score than their worst case scenario for not getting one is they lose the benefits of increasing their financial wealth. Their worst case scenario for getting one is they increase their wealth.
But… what if getting your credit report really does help everyone regardless of their income, job, career, employment status, age, gender, race or current financial situation? The worst case scenario for not getting one is in order to save 5-10 minutes per year each and every person who neglects to take advantage of this free service is willingly risking their financial goals, dreams and aspirations.
Wow…
The worst case scenario for getting it would be…. well… how big is your dream?
It’s up to you…
If you want to check yours…