In Willy Wonka and the Chocolate Factory, the eccentric chocolatier opened the doors to his magical realm so the public could get a peak at the mysteries within. At the request of financial columnist Liz Pulliam Weston, the equally mysterious creator of the formula used to derive your credit score FICO – shared some of its secrets. While we have known what negatively impacts our scores (late payments, maxed out cards, and so on), we did not know just how much our scores would decrease for such actions now we do. Join Thomas Fox as he discusses the numerical impact of negative actions upon credit scores.