It is important that you understand the role that credit score plays in your ability to obtain finance. It will not only determine whether you get approved or not, but also the interest rate you are going to pay, the loan amount you will be able to get and the length of the loan too.
One of her girlfriends, Cindy, invites Joanne to a party where “There will be lots of handsome men.” Excited that life just might get interesting again, Joanne’s hopes are dashed as she stands before her closet. She hasn’t bought a new outfit in five years, and money is tighter than last year’s jeans. She goes [...]
The sad news almost every person in the United States has some type of error on their credit report. This is a true fact! Therefore, more than likely there is some type of error on your credit report. Remember, credit bureaus are run by humans and every person can make mistakes that could be nothing [...]
Just like regular people with various physical ailments, your bad credit may also be ailing and in need of some first aid. The problem is that most put simply put a band aid on their credit score, which leaves the bad credit score intact and does not attack the root problem, which can bring your [...]
Janet just ordered her free annual credit report and was excited about what she saw on her report. She decided to order her FICO score, and low and behold, her score increased over eighty points from the last credit report she ordered over a year ago. She had worked hard to pay [...]
Your Credit Score could be affected by little mistakes made on your part. These mistakes are made all the time, and most don’t realize the impact on your credit report and credit score. We have seen these common problems quite often, even though you are providing help for a family member or friend.
I used to think it was a waste of time to get a credit report but then a good friend showed me how managing my credit score finally puts me in the driver seat of my own financial world.
Surely you can identify with at least one of these…
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